## Moroccan Household Debt Eases, Falling to 34%

**Average debt-to-income ratio shows slight improvement compared to previous year.**

The average debt-to-income ratio among Moroccan individuals saw a modest decline in 2024, reaching 34 percent. This represents a decrease from the 35 percent recorded in the preceding year, according to the 12th annual Financial Stability Report.  

The report, jointly issued by Bank Al-Maghrib, ACAPS, and the AMMC, analyzed nearly 440,000 loan files collected from lenders throughout 2024. This comprehensive data analysis provides valuable insights into the financial health of Moroccan households.




## Moroccan Household Debt Eases, Falling to 34%

**Average debt-to-income ratio shows slight improvement compared to previous year.**

The average debt-to-inco

#Financial activity

Morocco’s household debt ratio drops slightly to 34 percent in 2024